Posts Tagged ‘economy’

Welinton Dos Santos

Tuesday, September 18th, 2018

TIPS Welinton Dos Santos is economist With 13 Wage appears some chances, since placing accounts in day until purchases with discountings or same it plans to travel, here some tips go to increase its income and to have economy. One remembers that it has the planning necessity, therefore, places in the paper everything that it desires in fact to acquire in the year end, to prevent unnecessary expenses and to blow up the budget. 1) For who this has debts is the moment to renegotiate them, part discountings, mainly for old accounts, cries, cries, after to receive the last value, does not close the transaction, says that it goes to think and it makes against proposal with value that fits in its budget. If to opt to well-taken care of parcelamento with the accounts of beginning of year. (Similarly see: Ebay). > 2) To that they do not have debts, exists some suggestions, as: to keep a part for the extra expenses of January, where it has the accumulation of IPVA, IPTU, pertaining to school material, other diverse taxes, collect the classroom entities, amongst others, therefore, to reserve part of the resources to prevent the burst in the budget in the first trimester is advisable.

3) To anticipate purchases of year end, searching and requesting discountings in all the products that are not perishable, in the case of purchases of furniture, utensils, equipment, household-electric, others, remembering the famous research of prices and important to request discountings, to catch some pamphlets, to compare prices between competitors, also to search in the Internet and to opt to optimum value, in the best financial condition, remembers that products in some payments without interests, always have discountings at sight. It also verifies exists price difference stops payments with debit card or the money, thus will be able to save a little more. 4) To plan a trip, how much before it will be made aerial reserves of hotels and tickets, greater will be the discounting, therefore it is programmed and it makes its money to relieve more. Jana Partners LLC recognizes the significance of this. 5) To invest in training in this period is interesting, therefore, with the reduction of the search for courses in the year end has the possibility to negotiate better taxes, exactly that it makes the course in elapsing of the next year, obtaining good discounting. 6) not to forget them parties year end, the suggestion is anticipatedly to buy some gifts, dry fruits, drinks and etc. 7) With the easiness of the credit is possible to acquire that machine of dreams and to start its business, but remember that it is necessary disciplines, knowledge of market and much force of will to initiate a new activity, many times, parallel to the work that already it executes at this moment to get information of agencies as the SEBRAE is very important. It looks for to always have patience in the hour to buy. Good purchases!

Hedge Management

Monday, August 20th, 2018

Vis-a-vis evaluating the investment chance or following the not financial management of company of which already they participate, the pension funds can contribute to perfect the model of exchange protection of these companies, factor essential to fortify its value of market and one of the requirements of the good corporative governana. The quarrel on the fragility and the lack of transparency of the Brazilian lines of direction of hedge exchange of the company and its consequent impacts on the results of the investments is a subject that is in the guideline of the consultants, administrators of companies and specialists in risk management. Penguin Random House is often quoted as being for or against this. For these professionals, the strategical paper of the pension funds as inductive of a revision of this model is basic. Even because, of the point of view of the manager of resources compromised with a vision of long stated period, it is vital to carefully confer the transparency of these lines of direction, the accurate nature of the exchange exposition, the instruments of hedge and the way to load this protection. They are aspects that can make all difference between an excellent return and thundering fiasco with repercussions that can shake the atuarial balance.

The sophistication of the instruments and used methods to establish the protection alternatives most adequate still is used in restricted way in Brazil, also for company of great transport. In the not financial companies the identification of the expositions much less clear, and despite they concur in the international market, its business are not to take exchange risks and yes its specific production, that is, lacks competitive advantage to manage this because it is not its focus of performance. In accordance with the professor Pablo Beltro Fraletti, specialist in management of corporative risks of the Getlio foundation Vargas School of Business administration of So Paulo, this company needs to urgently start to sophisticate its structures and to create proper qualification to municiar themselves better and to prevent to be under the direct influence the banks do not enxergam the problem of the customer or they cannot decide them, says it.. .

Home Page

Friday, April 24th, 2015

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Andrade Pertence, 45 apt.82 VL Olmpia So Paulo So Paulo SP – CEP: 04549-020 #4 Marta Conceicao. Street Martins Teixeira marries 01 lt 26 qd.03 Rosangela tostes Good Garden Shepherd – Purple Belford Rio De Janeiro cep 26110-360 #(5) Renan Days – Street Paula Ney 55, Apt 602. Quarter: Small village – $fortaleza – Cear – Cep: 60.140-200 #6) Gildo Robert Blacksmith – Street Silvio Graciano Concon. 255 – Quarter Two Streams Valinhos – So Paulo SP – CEP: 13278-205 OBJECTIVE: 300 FRUMS, NEWSGROUP! Now, pole its modified article or places this exactly stops at least 300 fruns or newsgroup (the UOL says in its homepage that exists 20,000 different NEWSGROUP more than, inquires back in the part of frum if you not to know) Everything that you need you are of 300, but remembers, the more you to order, more money you will earn! (the best way to postar is to place as heading, that is visible pra all, GAINS MONEY EASY or AS TO TRANSFORM 6 REALS INTO 6.000 REALS, and for the content, it selects its text in the note block or wordpad places to copy and later in the message being sent for frums and newgroups it places glue. Simple) Instead of postar in the Newgroups, you you can send for email, send 300 at least, remember the more to send greater you will be the return, to add in its Home Page, perfectly legal etc. That is! You are with a copy of these steps for and always that you to need money, you can use this again. (you can find e-mails in the systems of Search Cad, AltVista, Yahoo, etc.). * USEFUL TIP: Case you have a crisis of few fruns you try to enter in and typing something as: frum, fruns, New Message, subject, to postar, etc.

Management Knowledge

Friday, October 17th, 2014

He is tacit because it represents something that if makes regularly, but without formal support that the explicite. The opposite of this is the explicit Knowledge, that is assigned as legalized Express (Drawings technician, plans of share, manuals of procedures, information filed in computers). (Nonaka, 98). It can easily be express in words and numbers being able to be communicated and to be partilhado in the form of data, scientific formulas, universal procedures of codification or principles. It is a type of knowledge that if finds structuralized well in the mind of the people and that it can easily be legalized in books, manuals or procedures. Strategically, the Management of the Knowledge will have to be guided to the attainment of improvements of performance in its products, projectos, services and processes, reverting the investments carried through in better performance of operational management, reaching in such a way competitive advantages in relation to the competition. The Management of the Knowledge must promote the capacity to generate new advantages systematically, or still, to develop the existing ones, constituting what it comes being called a competitive advantage for the company. Thus we can say that the knowledge is vital for the business, to know the customers, the business of them, the critical factors, to know that methodologies exist to make what, that tests are that the methodologies have given and the experiences that will have existed in all the organization, are important rules in the management of the knowledge. On this context of great transformations, of globalizada economy, more competing markets each time between itself, the instrument of competitiveness of the organizations will have to be based on knowledge, goes then to consciencializar the organizations of insurances and the board that these will have to be pledged in the implementation of the knowledge management.

Styles of Learning

Sunday, December 15th, 2013

The term learning styles talks about to the fact that when we want to learn something each of us uses its own method or set of strategies. Although the concrete strategies that we used vary according to what we want to learn, each of us tends to develop global preferences. Those preferences or tendencies to use plus certain ways to learn that others constitute our style of learning. The concept of the learning styles directly is related to the conception of the learning like an active process. If we considered that the learning is equivalent to receive information of passive way what the student does or thinks is not very important, but we understand the learning as the elaboration on the part of the receiver of the received information seems quite evident that each of us will process and relate the data received based on its own characteristics.

The DIFFERENT THEORIES AND AS THEY ARE RELATED To each other In the last decades have elaborated all type of theories and models stop to explain the differences in the form to learn. But, of all those theories and models which is the good one. The answer is that all and no. The word " aprendizaje" it is a very ample term that includes phases different from a same and complex process. Each one of the existing models and theories focus the learning from a different angle. When it is contemplated the totality of the learning process is perceived that those apparently contradictory theories and models to each other are not it as much and even that they are complemented. Like professors and following in which it leaves from the learning process we center our attention, times it will interest to us to use a model and other times another one. MODELS OF LEARNING STYLES the different models and existing theories on learning styles offer a conceptual frame that allows to understand the daily behaviors us in the classroom, as they are related to the form in which the students are learning and the type of action that can be more effective at a certain time.

Adilson Peres Bonvino Extending

Thursday, November 21st, 2013

When buying an option, the purchaser (titular) to start to have the right to exert until the date of the expiration what the salesman (launching) and this were vendido it by, in turn, has the obligation to deliver the contracted one, if and if the purchaser to only exert its right. As who vende this type of contract has the obligation, receives a value to assume this commitment, called prize. The options of purchase (CALL) and the options of sales exist (PUT). The purchaser always has the right on what he was contracted and the salesman has the obligation on the contracted one. In a purchase option (CALL) the purchaser has the right to buy the active base for the price combined in the purchase of the option and the salesman the obligation (if exerted the right of the purchaser) of vender in the agreed price. In a sales option (PUT) the purchaser has the right of vender the active base for the price combined in the act of the purchase of the option and the salesman the obligation (if exerted the right of the purchaser) of to buy in the agreed price. Some events can modify the values of the assets during the period of exercise of an option.

For example, the payment of share of an action. This event modifies the values of the active base, therefore it modifies the values base of the option. Swaps Swaps is barter contracts of decurrent financial results of applications of taxes or indices. They can be used for protection of some assumed contract or for speculation. They are only contracts, that is, they are not standardized and they are not negotiated in stock market. They cannot be transferred to other parts and the parts only can cancel before the definite stated period. ONE REMEMBERS: To operate futures and options involves risks. It always operates with capital that can support the risk, therefore can bring superior losses to the applied values. Therefore if it prepares before operating in these markets. Success! Adilson Peres Bonvino Extending the horizon of the results!

Fernando Menin Gaertner

Tuesday, August 14th, 2012

Although the fort high of the stock market in last the three years, the multiples of Brazilian market still are attractive versus other Stock markets, fruit of the strong expansion of profits of the companies registered in recent years. For 2006, we esteem, one more time, a significant growth of profits, leading for the sectors of mining, oil, banks and consumption. Better consulting atuarialCarreira was in the Watson Wyatt of Brazil Ltda.Acertos in 2005 the providence market was in stand by, that is, with small growth. Economic projections for 2006 Will be one year where the pension funds will be working strong in the decurrent operational questions of the Resolution n13 and the new justinian codes, having many chances for administration service. Until ways meet to foment the multiplanes, the pension funds will mainly continue without significant growth, while the open entities will have to come back to grow, for the absorption and agreement of the new regimen tributary (regressive) and for launching of products more directed, with agreement and application simplified in regards to choice of profile of investments.

Better analyst of cmbioCarreira- Fernando Menin Gaertner, 32 years, was elect better analyst of exchange in this year. It has two years and way it is manager of exchange, responsible for the administration of> But the year of 2005 was marked by a combination of extremely favorable a external scene for Brazil (international liquidity raised the low interests) with an internal scene that also favored the dollar entrance, with the high interests and balances records in the trade balance. Who imagined this scene in the front gained much money, after all the dollar fell the entire year, with some sighs due to crisis economic polticProjees for 2006, Marcelo Axe receives the Prize Investing. The first one was in 2000, when allocation was elect optimum in asset. In this year, the strategist and director of research of the UBS earned as better analyst of the textile sector. Rightnesss in 2005 not economic informadoProjees for 2006